The Holiday Guide: Here is How You Can Protect Yourself from Online Scams

There are a lot of things that we can put in the credit list of…

There are a lot of things that we can put in the credit list of the pandemic. For example, giving more importance to health, being kind towards each other, maintaining social distance, and the remote and hybrid work model’s prevalence. However, online shopping is not part of this list. 

Long before Covid-19, people had decided to not shop among the physical crowds and chose to click and purchase what they want via a device. We can write a book on how online shopping has made life a whole lot easier. With just one click and a few scrolls, we can explore a wide range of products and services from all across the United States and beyond. Not only this but also with online shopping comes convenient shipping methods that add much-needed comfort to your lifestyle. 

With online shopping being widely practiced, there are a majority of people that hate shopping in the physical market. Especially during the holiday season, finding the parking space and keeping yourself safe from the throngs of customers is a Herculean task on its own. Major checkout lines and one out of the cashier working the registers. 

As per the Gallup holiday spending trend, 56% of customers in the United States say that they will shop online, which is quite a higher percentage than 2017 findings. 

However, with the rising online trends, there is a huge target audience for malicious spammers and hackers. Especially after the coronavirus outbreak and mega work transition, people have become more vigilant. With the upcoming holidays and the concomitant increase in cybercrimes, it is likely that shopping online would not be easy for the customers. To make sure you are safe while shopping online, here are some tips:

Invest in a Secure Internet Service

Start with the basics. Having a high-speed and secure internet service will save you from many problems. For instance, if you invest in a cheap internet service with cheap rates for its availability in your area you will immediately open pathways for hackers to swoop into your home network. On the other hand, having a secure internet connection like Windstream Communication can keep your network strong and protected. In addition, if you are looking for an affordable internet service for your home, then Windstream Internet Prices are plenty to suit your lifestyle. 

With a secure internet connection, you will have less to carry out when shopping online, working, studying, or just surfing aimlessly. 

Pay With a Credit Card, Not Debit Card

A credit card offers more security and protection to customers shopping online than a debit card. The usual reason to pay from a debit card instead of a credit card is to avoid building debt. But in reality, a debit card does not offer the protection online customer needs. 

Moreover, if you pay with a credit card for the service or product that you did not receive, the Fair Credit Billing Act provides you with certain rights. 

In addition, if you did not receive the service or the goods you paid for, you can contact your credit card company and withhold the payment until the fraudulent purchase is investigated. 

Look Out for Fake Shipping Messages

You might not know but the supply chain issues have caused a shortage for the customers and retailers. This is pretty evident that scammers know that customers are looking for fast and free delivery, and they might see an opportunity. In your desperation to get your post on time, you can easily fall for the scams going on. Instead of risking your purchase into a fraud, better to wait — it’s better late than never. By being skeptical about the unrealistic shipping promises, you save yourself and others from falling into the scam and experiencing mishaps during the holiday season. 

Stay Vigilant!

The key here is to stay vigilant while shopping and shipping online. There are tons of malicious hackers out there looking for an opportunity where a customer is vulnerable, so they can cause trouble.